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Waza

Waza is a global B2B payments and treasury management platform that helps businesses in emerging markets manage liquidity and execute cross-border transactions.

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About

Waza is a global payments and treasury management platform specifically designed to empower businesses, multinational corporations, and fintechs operating within emerging markets. Founded to solve liquidity challenges and payment friction, the company enables organizations across Africa, LATAM, Asia, and the Middle East to conduct seamless cross-border transactions. Waza provides the necessary financial infrastructure to move funds efficiently while navigating complex regulatory and currency access hurdles common in developing economies. By offering a comprehensive web platform and a robust suite of APIs, Waza simplifies the complexities of international B2B commerce.

The core functionality of Waza revolves around facilitating fast, reliable, and cost-effective international payments in major currencies including USD, EUR, and GBP. It serves as a central hub for businesses to manage their global payment needs, from paying suppliers to reconciling cross-border invoices. The platform integrates deep liquidity pools and optimized payment rails to ensure that capital flows smoothly regardless of the regional challenges, while maintaining rigorous adherence to global compliance standards, including ISO and PCIDSS certifications.

Some of the key features are:

  • Multi-Currency Support: Enables transactions in USD, EUR, and GBP to over 100 countries worldwide.
  • B2B Payment APIs: Provides developers with secure endpoints to integrate international payment processing directly into their own applications.
  • Local Payouts: Facilitates domestic transactions and intra-country money transfers to meet local business needs.
  • Financial Dashboard: Offers a centralized interface for reporting, reconciliation, and tracking of cross-border invoices and vendor payments.
  • Automated Fraud Prevention: Implements military-grade security tools and real-time transaction monitoring to detect and prevent fraudulent activities.
  • Treasury Management: Helps organizations maintain liquidity across various markets through efficient cash flow management tools.
  • Compliance Engine: Integrates automated sanctions, watchlist screening, and KYC (Know Your Customer) workflows to satisfy regional and international regulatory requirements.

To begin using the platform, businesses can register for an account, which includes a business web portal and a corresponding local currency account setup with partner banks. Once onboarded, users can manage their beneficiaries, execute trades, and monitor their global balances through an intuitive dashboard. For technical teams, the integration process involves using Waza's RESTful APIs to automate payment initiation, monitor transaction statuses via webhooks, and pull financial reports, allowing for a scalable and programmable approach to treasury operations.

Some common use cases include:

  • Importer Payments: Allowing businesses to pay global suppliers in hard currencies like USD or EUR to streamline procurement and reduce exchange rate hassles.
  • Fintech Integration: Enabling fintech startups to embed cross-border payment capabilities into their existing financial product offerings via API.
  • Multinational Operations: Empowering corporate entities to centralize treasury functions and streamline inter-company payments across disparate regional markets.
  • Invoice Management: Helping businesses track, pay, and reconcile outstanding invoices to maintain better visibility over working capital and cash flow.